Written by 12:30 pm AI Threat

### Concerns Among Americans Regarding the Utilization of AI for Potential Threats

Generative artificial intelligence (AI) has captured the world’s attention but also has introduced …

The Bigger Picture:

Consumers’ apprehensions regarding cyber threats persist, with only 34% expressing confidence in their ability to repel a cyberattack, and merely 41% certain of their capacity to recover from one.

  • This marks a 5-point increase from the 2022 statistics. Almost half (45%) would opt to enlist or contract someone to spearhead the recovery efforts in the event of an attack.

Significance: A staggering 422 million individuals felt the repercussions of the second-highest incidence of data breaches in a single season in the U.S. in 2022.

Understanding Cybercrime: Survey participants indicated their least familiarity with the following subjects: 54% digital unemployment fraud, 53% DoS (denial of service) attacks, 51% deepfakes, and 48% digital tax fraud.

From a statistical perspective:

  • 10% of respondents disclosed being targeted, a notable increase from the 2022 figures.
    • The most prevalent types of attacks reported were 40% password breaches, 34% malware intrusions, and 30% data breaches.
    • Upon detecting the attacks, only 53% felt equipped to respond effectively.
    • 51% acknowledged a financial impact resulting from the attacks.
    • Subsequently, 58% altered their passwords, 40% updated their cybersecurity software, and 31% invested in identity theft protection.

Consumers are increasingly self-monitoring specific accounts, with 47% overseeing financial accounts, 42% monitoring emails, and 39% keeping an eye on their social security accounts, reflecting an uptick from the 2022 data (+13 points, +10, +8, respectively). The majority of individuals prefer to monitor their personal data autonomously rather than relying on external services.

While awareness is on the rise, a lack of understanding hampers consumers from investing in digital insurance.

  • Merely 15% of customers, a slight decline from the 2022 figures, currently possess computer insurance.

Hurdles to adoption include 29% citing perceived costs, 36% lacking awareness of its availability, and 40% admitting to ignorance on the matter.

Food for thought: The FBI’s Internet Crime Complaint Center noted a 49% surge in monetary losses in 2022, despite a 5% reduction in the total number of reported complaints.

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Last modified: December 5, 2023
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